SBI Bank Credit Card
Additional Benefits on SBI
Credit Cards:
In the wallet's embrace, a credit card gleams, unlocking dreams with every transaction, a beacon of financial streams.
Priority Pass
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Complimentary membership to the Priority Pass Program​
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Each priority pass membership costs $99, which will be provided for free.
Lounge Access
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6 & 8 complimentary international & domestic Airport Lounge visits per year respectively
Fuel Surcharge Waiver
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Customer can save even while spending on fuel.
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On purchase of fuel, get 1% surcharge waiver upto Rs. 250 per statement cycle.
Privileged Services
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Access to 1year complimentary FitPass Pro Membership
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Access to 1 year complimentary Netmeds First Membership
Security Privileges
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Fraud Liability Cover up to Rs. 1 lakh
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Air Accident Cover up to Rs. 50 lakh
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Travel Insurance
Welcome Gift
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e- Gift Voucher worth Rs. 3,000 from many brands.
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Noise ColorFit Pulse 2 Max smartwatch worth Rs. 5,999
SBI CREDIT CARDS
Card Name | Credit Limit | Rate of Interest | Standard Reward Points | Milestone Reward Points | Membership |
|---|---|---|---|---|---|
Pulse Credit Card | 40,000 to 10 Lakhs | For unsecured - 3.5% pm | Customer Can earn 2 RP / Rs. 100 on all his Normal Spends. | On spending of Rs.4L get Netmeds INR 1.5k vouchers. | FitPass Pro Membership, Netmeds First Membership |
Elite Credit Card | 1 Lakh to 10 Lakhs | For Unsecured - 3.5% pm and
For Secured - 2.75% pm | Customer Can earn 2 RP / Rs. 100 on all his Retail Spends. | Customer can get 50,000 RP worth Rs. 12,500 on spending Rs. 8 lakhs in a year. | Trident Privilege Membership, Club Vistara Membership, Lowest Forex Markup, Concierge services. |
Prime Credit Card | 40,000 to 10 Lakhs | For Unsecured - 3.5% pm and
For Secured - 2.75% pm | Customer Can earn 2 RP / Rs. 100 on all his Retail Spends. | Pizza Hut e-Voucher of Rs. 1,000 or E-Gift Voucher worth Rs. 7,000 from Yatra.com/Pantaloons. | Trident Privilege Membership, Club Vistara Membership |
Simply CLICK Credit Card | 15,000 to 5 Lakhs | For Unsecured - 3.5% pm and
For Secured - 2.75% pm | Customer Can earn 1 RP / Rs. 100 on all his spends. | Not Applicable | No Membership |
Simply SAVE Credit Card | 15,000 to 5 lakhs | For Unsecured - 3.5% pm and
For Secured - 2.75% pm | Customer Can earn 1 RP / Rs.
150 on all his Retail Spends. | Not Applicable | No Membership |
REWARD POINTS FOR SBI CREDIT CARD
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This is not applicable on fuel spends, cash advance, balance transfer, encash, financial charges, flexipay, merchant EMI, wallet transactions and disputed transactions.
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4 Reward points = 1 Rupee.
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Reward Points Validity: 24 Months.
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Customer can earn upto 7,500 RP monthly on accelerated categories (i.e. 10 RP/ Rs. 100) after that customer will get 2 RP/ Rs. 100 spends.
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DOCUMENTS REQUIRED FOR SBI CREDIT CARD
You will need
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Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
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PAN Card
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Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
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1 recent passport-sized Photograph
Financial documents for salaried
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Latest one month salary slip
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Financial documents for self employed
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Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
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Self Employed Professionals: Latest IT Returns, Business Continuity proof.
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About State Bank of India
State Bank of India (SBI) is an Indian multinational public sector bank and financial services statutory body headquartered in Mumbai, Maharashtra. SBI is the 48th largest bank in the world by total assets and ranked 221st in the Fortune Global 500 list of the world's biggest corporations of 2020, being the only Indian bank on the list. It is also the tenth largest employer in India with nearly 250,000 employees.
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SBI credit card is a State Bank of India. The cards are categorized as premium cards, shopping and travel cards, classic and exclusive cards. Each card has special offers like free movie tickets concierge service, lounge access facilities, balance transfer facility, flexi payment in EMI, reward points, online payment bills and many more. SBI card is the only publicly listed pure-play credit card issued in India.
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SBI Card has a broad credit card portfolio that includes SBI Card-branded credit cards as well as co-branded credit cards that bear both the SBI Card brand and our co-brand partners’ brands.
FAQ
1) How do I apply for an SBI credit card?
You can apply for an SBI credit card online through the official website or by visiting the nearest SBI branch. The online application process typically involves filling out a form and submitting necessary documents.
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2) What are the eligibility criteria for an SBI credit card?
Eligibility criteria may include age, income, credit score, and other factors. These criteria can vary depending on the specific credit card you are applying for.
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3) How can I check the status of my SBI credit card application?
You can check the status of your credit card application online through the SBI website or by contacting the SBI credit card customer care.
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4) What are the different types of SBI credit cards available?
SBI offers a range of credit cards catering to various needs, including travel, shopping, and lifestyle. The types of cards may include SBI SimplySAVE, SBI SimplyCLICK, SBI Card ELITE, and more.
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5) How can I pay my SBI credit card bill?
SBI provides multiple options for bill payments, such as online payments through net banking, mobile banking, autopay, SBI Card mobile app, or by visiting an SBI branch.
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6) What is the credit limit on my SBI credit card?
The credit limit depends on various factors, including your income, credit score, and credit history. You can check your credit limit on your monthly statement or by contacting customer service.
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7) How can I redeem SBI credit card reward points?
You can redeem reward points for various options like shopping vouchers, merchandise, or airline miles through the SBI Card website or customer service.
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8) What should I do if my SBI credit card is lost or stolen?
Contact the SBI credit card customer care immediately to report the loss. They will guide you through the process of blocking the card and issuing a replacement.
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9) Is there an annual fee for SBI credit cards?
Some SBI credit cards have an annual fee, while others may be offered with no annual fee. The specific terms vary depending on the type of credit card.
10) How can I upgrade or downgrade my SBI credit card?
You can inquire about upgrading or downgrading your credit card by contacting the SBI credit card customer care. The eligibility and process mayvary based on your credit history and usage patterns.