
Mortgage Loans We Offer
Mortgage loans unlock homeownership dreams, offering long-term stability with tax advantages that gleam.
Bank Name | Bank | Interest Rate | Processing Fee | Loan Amount Range | Tenure |
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ICICI BANK | STARTS 9.5% | Upto 3% of the loan amount | Upto 80% of the Property.. | Upto 15 years | |
HDFC Bank | 9.5% - 11% | Upto 1% of the loan amount | Upto 65% of the Property Value | Upto 30 Years | |
Kotak Mahindra Bank | 9.25% - 10.25% | Upto 1% of the loan amount | Upto 90% of the Property Value | Upto 25 Years |
ELIGIBILITY CRITERIA FOR MORTGAGE LOAN
Nationality: you must be Indian citizen residing in India with property in the city we operate in.
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Age: minimum aga is 25 years* (18 years for non-financial property owners), maximum age is 85 years*(including non-financial property owners)Higher age of co-applicant may be considered up to 95 years basis 2nd generation(legal heir) meeting age norms and to be taken as co-applicant on loan structure.
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CIBIL Score: A CIBIL Score of 700 or higher is ideal to get an approved loan against property.
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Occupation: salaried, self-employed professionals like Doctors, and self-employed non-professionals are eligible to apply.
DOCUMENTS REQUIRED FOR MORTGAGE LOAN
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Proof of identity/ residence - Aadhaar/ passport/ voter's ID/ driving license/ letter from NPR/ NREGA job card
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Proof of income
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Property-related documents.
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Proof of business (for self employed applicants), and
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Account statements for the last 6 months
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