IndusInd Bank Credit Card
Additional Benefits on IndusInd Bank Credit Cards:
Indulge in the art of spending, where each credit card transaction unfolds a canvas of rewards, making every purchase a delight in the world of financial enjoyment
Travel Benefits
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Enjoy a one stop solution for all your travel related needs with the IndusInd Bank Travel Desk
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Flight bookings, Hotel Reservations, Visa Services, Foreign Exchange, Insurance
Fuel Benefits
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1% fuel surcharge waiver
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Applicable on transactions between Rs400 to Rs4000
Reward Structure
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Earn 2 reward points on every Rs100 spent on UPI transactions.
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Earn 1 reward points on every Rs100 spent on non UPI transactions.
BookMyShow Offer
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Buy one movie ticket and get the other one free
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Additional Rs.50 off on selected F&B option
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​Offer valid on all theatres registered with BookMyshow across all major cities
Bonus Rewards
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Spend 6 lacs or more in a year on your Signature Legend Credit card and earn 4000 Bonus reward points
Reward Redemption
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Airline Miles on InterMiles & Vistara : 1 RP = 1 Mile
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Cash Credit : 1 RP = ₹ 0.35
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IndusMoments
ELIGIBILITY CRITERIA FOR INDUSIND BANK CREDIT CARD
Age
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Applicant’s age should be between 18 and 65 years.
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Minimum age for add-on cardholder is 18 years.
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Monthly Income
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Applicants should have a stable monthly income.
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Other Requirements
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Applicants should belong to credit card sourcing cities/locations of the Bank.
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All applications are subject to credit and other policy checks of the Bank.
DOCUMENTS REQUIRED FOR INDUSIND BANK CREDIT CARD
You will need
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Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
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PAN Card
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Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
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1 recent passport-sized Photograph
Financial documents for salaried
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Latest one month salary slip
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Financial documents for self employed
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Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
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Self Employed Professionals: Latest IT Returns, Business Continuity proof.
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About IndusInd Bank
IndusInd Bank Limited is an Indian financial service headquartered in Mumbai (Maharashra). IndusInd Bank was inaugurated in April 1994 by then Union Finance Minister Manmohan Singh.
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The bank started its operations with ₹100 crores (1 billion) in capital, of which ₹60 crores were raised by Indian residents and ₹40 crores were raised by Non-Resident Indians (NRI). The bank specializes in retail banking services. According to the bank, its name is derived from the Indus Valley civilization.
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Among the range of credit cards available, the IndusInd Bank Legend Credit Card stands out as a prime choice. It offers lifetime free benefits with no joining or annual fees and a host of exclusive features that elevate your experience. Whether you are a frequent traveller, a foodie, a movie buff, or a shopaholic, you can apply for this credit card online and get rewards and privileges on travel, dining and lifestyle.
FAQ
1) Will I have to set UPI Pin or I can authenticate credit card transactions using card pin?
Yes, you will have to setup UPI Pin to authenticate a UPI transaction.
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2) Can I change my UPI Pin?
Yes, you can change your UPI pin of your respective RuPay Credit Card.
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3) How can I make payment to a retail offline merchant using IndusInd Bank Rupay Credit Card on UPI?
Please follow the below steps for making the payment:
Step 1: Open your UPI app
Step 2: Scan the Merchant QR code
Step 3: Enter the payment amount
Step 4: Select IndusInd Bank RuPay Credit Card from the drop-down menu
Step 5: Confirm the payment by entering UPI Pin.
Payment confirmation will be displayed, once the payment is done.
4) How can I make payment online using IndusInd Bank RuPay Credit Card on UPI?
Please follow the below steps for making the payment:
Step 1: Select UPI as payment mode at merchant website /app checkout page
Step 2: Login into UPI app
Step 3: Select IndusInd Bank RuPay Credit Card from the drop-down menu
Step 4: Confirm the payment using UPI Pin.
Payment confirmation will be displayed, once the payment is done, you will be routed back to the merchant page.
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5) What if I change my mobile number, how can I link my IndusInd Bank RuPay Credit Card on UPI app?
If you have changed your mobile number, kindly update the same for your IndusInd Bank RuPay Credit Card as well. Once updated, kindly re-register the credit card on UPI app.
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6) Can I make payment to any person or other credit card using the linked credit card on UPI?
No, only payment to merchants will be allowed from the linked credit card.
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7) Will I be able to setup an SI (Standing Instructions) on RuPay Credit Card?
No, currently setting up of SI cannot be done through credit card on UPI
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8) Can I make my linked credit card as default account to receive funds?
No, funds cannot be received on linked credit card on UPI.
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9) Do I need to enable card controls on IndusInd Bank RuPay Credit Card to use for online or contactless transactions?
Yes, customer needs to enable IndusInd Bank credit card controls for online, contactless and international transactions.
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10) Where can I see my IndusInd Bank RuPay Credit Card UPI transactions?
IndusInd Bank credit card UPI transactions can be viewed in your monthly credit card statements.
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