HDFC Bank Credit Card
Additional Benefits on HDFC Bank Credit Cards:
Indulge in the art of spending, where each credit card transaction unfolds a canvas of rewards, making every purchase a delight in the world of financial enjoyment
Cashback
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Flat Rs50 cashback on making bill payments, telecom, utility, government and taxes on Monday (minimum transaction worth Rs500)
Financial Benefits
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convinence fee wavier on 1% on fuel transactions (transactions between Rs400 - Rs5,000 with maximum wavier of Rs500 per statement)
Rewards
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Additional 5,000bonus reward points on annual spends of Rs5 lakhs
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4 reward points for every Rs150 on retail spends.
Lifestyle Benefits
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Comprehensive protection with an Air Accident death cover of Rs1 crore.
Travel Benefits
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Avail 12 complimentary domastic lounge access per calendar year on your credit card at select lounges through Visa/Master Card lounge programme
Welcome Benefit
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Get 1499 as NeuCoins as reversal of 1st Year Membership Fees 1 st year membership fees reversal is applicable on 1st transaction done within 30 days of card issuance.
ELIGIBILITY CRITERIA FOR HDFC BANK CREDIT CARD
Age
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Applicant’s age should be between 18 and 65 years.
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Minimum age for add-on cardholder is 18 years.
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Monthly Income
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Salaried Net Monthly Income must be Rs. 15k
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Self Employed 6 Lacs ITR p.a.
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Other Requirements
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Applicants should belong to credit card sourcing cities/locations of the Bank.
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All applications are subject to credit and other policy checks of the Bank.
DOCUMENTS REQUIRED FOR HDFC BANK CREDIT CARD
You will need
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Identity Proof (Any One of the following Photo cards): Passport, Voter Id Card, Govt ID, etc..
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PAN Card
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Address Proof (Any One of the following documents with current residence address): Aadhaar Card, Passport, Driving License, Election/Voter’s ID Card, Job card issued by NREGA duly signed by an officer of the State Government, The letter issued by the National Population Register containing details of name, address.
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1 recent passport-sized Photograph
Financial documents for salaried
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Latest one month salary slip
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Financial documents for self employed
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Self Employed Businessmen: Latest IT Returns with computation of income /Certified Financials, Last Business Continuity proof.
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Self Employed Professionals: Latest IT Returns, Business Continuity proof.
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About HDFC Bank
HDFC Bank Limited (also known as HDFC) is an Indian Multinational banking and financial services company headquartered in Mumbai. It is India's largest private sector bank by assets and the world's fifth-largest bank by market capitalization as of August 2023, following its takeover of parent company HDFC. The Reserve Bank of India (RBI) has identified the HDFC Bank, State Bank of India, and ICICI Bank as Domestic Systemically Important Banks (D-SIBs), which are often referred to as banks that are “too big to fail".
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Credit Cards are handy financial tools that offer you the convenience of managing your expenses effortlessly. With an HDFC Bank Credit Card, you can swipe your way to convenience and have the freedom to cover a wide range of expenses.Whether you are booking a hotel, a flight, paying utility bills, getting the latest gadgets, or shopping online or in stores, HDFC Bank Credit Card is your trusted companion. It lets you cover both small and big expenses effortlessly.
What’s more, you get to enjoy unique offers, discounts, and reward points when you use your Credit Card, both online and offline. We have collaborated with top brands like Shoppers Stop, BookMyShow, Marriott, Indigo, Swiggy, Tata Neu, and more (available on select cards) so that you can save more while you shop.
FAQ
1) How can I apply for an HDFC credit card?
You can apply for an HDFC credit card online through the official HDFC Bank website. Alternatively, you can visit the nearest HDFC Bank branch to fill
out a credit card application form.
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2) What documents are required for HDFC credit card application?
The necessary documents typically include proof of identity, proof of address, and income proof. Examples include PAN card, Aadhar card, utility bills,
salary slips, and bank statements.
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3) How can I check the status of my HDFC credit card application?
You can check the status of your credit card application online through the HDFC Bank website or by contacting the customer care helpline.
4) How do I pay my HDFC credit card bill online?
You can pay your HDFC credit card bill online through the HDFC Bank website, mobile banking app, or through other online payment platforms. You
can also set up auto-debit instructions from your HDFC Bank account.
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5) What is the credit limit on HDFC credit cards?
The credit limit varies based on factors such as your income, credit history, and other financial considerations. HDFC Bank assesses these factors
during the application process to determine your credit limit.
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6) Is there a joining fee or annual fee for HDFC credit cards?
Some HDFC credit cards come with joining fees and annual fees, while others may have no annual fees. The fees depend on the specific credit card
variant you choose.
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7) How do I redeem HDFC credit card reward points?
You can redeem HDFC credit card reward points through the HDFC Bank website or mobile app. The redemption options include shopping vouchers,
merchandise, and even converting points into air miles.
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8) What should I do if my HDFC credit card is lost or stolen?
If your HDFC credit card is lost or stolen, you should immediately report it to HDFC Bank's customer care helpline. They will guide you through the
process of blocking the card and issuing a replacement.
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9) Can I convert large purchases into EMIs on my HDFC credit card?
Yes, HDFC credit cardholders often have the option to convert significant purchases into Equated Monthly Instalments (EMIs) with varying tenures and
interest rates.
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10) How can I contact HDFC credit card customer care?
You can contact HDFC credit card customer care through the helpline number provided on the back of your credit card or on the HDFC Bank website.
Additionally, you can visit the nearest HDFC Bank branch for assistance.
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